American Fidelity Insurance Reviews, Phone Number & Contact Details

American Fidelity manages HSAs, FSAs and supplemental insurances through my workplace. I have had wonderful experiences with them. I bought an accident policy years ago based on having a young son. He is now a teenager and while we have never made a claim for him, my husband and I have both made multiple claims. I had a major hiking accident that resulted in a concussion, a broken nose, stitches and staples. I had ZERO issues making a claim and actually qualified for some benefits I hadn’t thought to claim but that the reviewer found in my medical review. We have made multiple claims for even smaller accidents like sprained ankles and more small sets of stitches than I would ever have thought possible for two grown adults. Our claims have been processed quickly and easily. The representatives who have worked with me over the years during signups always review options to claim wellness benefits. While we don’t have huge claims every year, I know with our higher deductible medical insurance, the benefits will be a major relief should we ever experience a serious accident that might have us out of work or push us toward our medical insurance out of pocket maximum. I recommend this company 100% percent.

Another year, another review. Once again my accident policy from American Fidelity has been a blessing to us. My husband and I were hit by a drunk driver a few months ago and I sustained some injuries. While the driver thankfully had insurance covering medical expenses, we’ve needed some help due to limitations from injury. Shortly after my husband slipped on a wet floor and had to have some X-rays done. As with every single claim we’ve ever filed (and there have been many… turns out we are quite accident prone!) our claims were handled quickly and efficiently. The extra cash has been very helpful as we will not get a settlement from insurance yet with medical treatments ongoing. Bonus – not for the first time, the claims reviewer actually found a benefit we weren’t expecting when we submitted our medical records. An extra unexpected $50 was a nice surprise indeed.