What should I do if my credit card is stolen while traveling? Insure “inconvenience insurance” in advance, and you can get your losses back in just 3 steps!

When traveling abroad with travel inconvenience insurance, the most common topics you hear are flight delays, lost luggage, and extra accommodation. However, there are still many risks when traveling abroad, such as encountering pickpockets when shopping and being smashed into places of accommodation. Fortunately, there is quite a variety of inconvenience insurance today, and there are also very practical protection items for the loss of money.

Cash theft condolences, claims must be reported within 24 hours!

“Cash theft condolences” can protect the loss of cash stolen when we travel abroad, and more fixed payment is adopted, that is, no matter how much the loss is, the insurance company will pay a fixed amount. How to deal with the situation? It’s very simple. Go to the local reporting agency first, report the case as soon as possible within 24 hours, and prove that there is such a thing, and the insurance company will pay the claim. The content of protection is not limited to encountering pickpockets on the road. If the money is kept in the hotel and the doors and windows are well connected, but it is still stolen, you can still get compensation. People who think that they often lose things in a daze are the most suitable for insurance.

Cash is stolen, know these 2 points and don’t lose!

1. Not only banknotes and coins, but also checks, money orders, and traveler’s checks are covered by claims if they are stolen.

2. If the insured has serious negligence, such as the hotel door is not locked, the claim may not be paid.

If the credit card is stolen, the priority is to report the loss and stop the payment!

Credit cards stolen abroad may also be stolen and swiped. In this case, you must first contact the credit card company to apply for “report loss and stop payment”. This action is to make the card unable to swipe the card in the future, which can immediately stop the loss and avoid the expansion of the disaster, and then report the case. The insurance company also has a range of claims. Generally, the claims are for losses within 24 or 36 hours before the loss is reported and payment is stopped, and the “limit” method is adopted. For example, if you are robbed of 30,000 yuan when you go abroad, you will report the loss immediately within the time limit, but the insurance contract says “limit 20,000”, which means you will only be compensated for 20,000 yuan at most. And if the time stipulated in the terms and conditions has passed, and you have not applied for a loss report and stop payment, you may not even get a dime!

If your credit card is stolen while traveling abroad, do it quickly!

Credit card fraud, no compensation for these situations!

1. The derivative fee for resetting the credit card is also often calculated in the payment limit.

2. If the person who swiped the card is your relatives and friends, such as a spouse, relatives within the 4th degree of relatives, or people with special relationships, such as home-laws, employees, etc., the insurance company will not pay in principle. However, if the insured is willing to file a lawsuit, the insurance company will still accept it.

3. After being stolen and brushed, he refuses to accept the investigation of relevant units and does not compensate.

4. There is a suspicion of intentional collusion with others or there is an illegal or criminal act, no compensation will be given.

Go back home and file a claim!

After being stolen abroad, how should I apply for compensation when I return to Taiwan? Prepare the items listed in the form below and then contact the insurance company!