Medicare Advantage plans, also known as Medicare Part C, replace Original Medicare coverage and may give you additional coverage. We are going to break down the best Medicare Advantage plans offered by well-known insurance companies to help you explore the options that best suit your needs.
Almost everyone who wants to join a Medicare Advantage plan (also called Medicare Part C or Medicare health plans) wants to know which plan is best. However, that will depend on what each one considers to be better.
For some, it may be related to the quality of the plan or customer satisfaction with the insurance company that offers the plan. For others, it might have to do with plan price or provider network restrictions. We have made a list of the best companies that offer Medicare Advantage plans based on various categories so that everyone can find the feature they value the most, and so we can recommend the company whose plans fit their needs.
Kaiser Permanente Best Medicare Advantage Plans for Quality
Quality is important in a Medicare Advantage plan. Each year Medicare rates its plans using a five-star rating system. The Centers for Medicare & Medicaid Services (CMS) rates all Medicare Advantage plans and insurers on a five-point scale using various quality criteria.
In 2021, Kaiser Permanente’s Medicare health plans earned a perfect five-star overall rating in all but one of the company’s Medicare Advantage plan markets. Their Medicare health plans in the Washington region earned 4.5 stars.
Kaiser Permanente consistently scores highly on its plans and could be a good choice for those who prioritize Medicare Advantage plan quality and live in an area where Kaiser Medicare plans are available.
Disadvantages of Kaiser Permanente’s Medicare Advantage plans:
Kaiser has a very small network that includes only eight states and Washington, DC A licensed insurance agent can help you compare plans available in your area.
Cigna Best Medicare Advantage Plans for Prices
Price is often one of the first things users consider in a Medicare Advantage plan. And when people look at Cigna’s Medicare plans, they often like the cost.
Cigna offers $0 premiums in all of its Medicare Advantage plan markets. If price is an important factor for you, Cigna could be the best Medicare Advantage plan option for those on a tight budget.
Disadvantages of Cigna Medicare Advantage Plans:
Most Cigna plans are HMOs, so there may not be much variety depending on where you live.
Aetna Best Medicare Advantage Plans for Extra Benefits
People often look for Medicare Advantage plans that offer extra benefits that Original Medicare (Medicare Part A and B) doesn’t cover, such as dental, vision, and hearing care or prescription drugs. But some Aetna Medicare Advantage plans stand out for extra benefits.
Among the perks you can get in an Aetna Medicare Advantage, the plan is memberships in the SilverSneakers Fitness program, a meal delivery program, coverage of over-the-counter drugs and health products, home delivery of prescription drugs, and even an assistance service for members to locate local health resources.
Aetna’s Medicare Advantage plans are among the best ways to get the most out of Medicare.
Disadvantages of Aetna’s Medicare Advantage Plans:
There are many companies affiliated with Aetna, which makes buying plans confusing. It’s a good idea to work with an independent Medicare insurance agent to help you learn about plans available in your area.
AARP/UnitedHealthcare Best Medicare Advantage Plans for Variety
Everyone has different health care needs, and the variety of types of Medicare plans can be important in selecting a company’s Medicare Advantage plan.
AARP partners with UnitedHealthcare to offer a variety of Medicare Advantage plans including Medicare HMO plans, Medicare PPO plans, Special Needs Plans (SNPs), and more.
If it’s the plan options you’re looking for, Aetna offers a great variety of Medicare Advantage plans. However, the variety of plans available in the area where you live may vary. So it is important to carefully review the options offered in your area.
Cons of UnitedHealthcare Medicare Advantage Plans:
You need to be an AARP member to join one of these Medicare Advantage plans, and the plan premiums tend to be high relative to the average MA plan premium, depending on where you live and available plans.
Humana Best Medicare Advantage Plans for Customer Satisfaction
We all like to have a good customer experience when making any purchase, and that includes health insurance.
Humana offers a simple, straightforward website with clear pricing that doesn’t require the user to enter any personal information or create an account to get Medicare Advantage plan quotes. Humana also makes it easy to compare plans available in your area using various search filters. Humana’s Medicare website even has a plan recommendation tool.
Humana Inc. was recognized by Newsweek 1 as the 2020 Best Customer Service in Health Insurance Companies.
If you value customer experience, Humana offers some of the best Medicare Advantage plans for ease of use.
Disadvantages of Humana’s Medicare Advantage Plans: Plans with a $0 premium and prescription drug coverage may not be as readily available in some areas as they are in others. You may choose to speak with an independent licensed insurance agent to compare the various Medicare Advantage plans available in your area.
Anthem Best Medicare Advantage Plans for Trust
Trust should never be compromised when it comes to your health, and more than 42 million Americans trust Anthem and its affiliates for their health insurance coverage.
Anthem is among the largest health insurance companies in the US and has maintained high Medicare rating scores, high financial liquidity ratings, and good user feedback over the years. They have a strong reputation in the Medicare and health insurance markets.
Considering its relationships with brands like CVS, Blue Cross, and Blue Shield, Anthem has had some of the best Medicare Advantage plans for names you can trust.
Cons of Anthem’s Medicare Advantage Plans: While Anthem’s reputation as such remains strong, the quality of customer service they provide doesn’t always get the best reviews.
