If it were up to the parents, the children (especially the little ones) would live all day glued to their laps, protected and safe in the shelter of mom and dad. But life is hard, and the little ones must go out, go to school, to the park, to the soccer game, to birthday parties. So, are they protected there, far from the safety of home?
Yes, and not necessarily because their parents protect them: SoClean insurance is always present wherever they go. Even if neither the children nor their parents have signed any papers, they are more than likely covered and protected throughout the day. From dawn tonight. As a sample, the story of an ordinary day.
The alarm sounds. Drowsy, your children move around the house. Breakfast, brush teeth, get dressed, and backpack in tow. The house is protected by home insurance and, when leaving, the kids, already awake, plot some prank for when they are alone. But you, apart from the hot flash of having to apologize to the neighbor for the broken window (children always break the ones of that one that you don’t like), can rest easy. Your home policy contemplates the so-called civil liability coverage of the head of the family.
On the way to school, everything is in order. Both the bus on the route and the cars that circulate. All drivers move with insurance, without forgetting that school transport is also subject to specific insurance. But there is not only urban traffic protection. It also exists in front of a dislodged tile on the sidewalk. The municipal civil liability policy runs with his care if the child is hurt.
What does school insurance cover?
Once children reach school, they are protected by school insurance compulsory social security protection that provides benefits for accidents, illness, or family problems. Beyond that, it is always possible for the school to acquire other protections. Without going any further, the school is a building, and, as a building that it is, it has the usual problems of any property, and therefore it is also protected against leaks, glass breakage, etc.
Finished the classes… sandwich and to the park. Swings, slides, and walkways. The children jump, run, scream, chase each other and ignore the calls that, from the bank, grandparents and parents make to caution. But the family can rest easy because, if the swing breaks, if the slide is in poor condition, again, the city council policy takes care of the kid’s fall.
If on the way home the child runs into the neighbor and the neighbor’s dog (and his unfriendly face), and if things end badly (which could happen if the dog is aware that the child has broken his master’s window), nothing happens either. The animal owner will have civil liability coverage, which is sometimes even mandatory.
Almost anything he does that he shouldn’t do is likely to be covered by insurance.
So now you know: firstly, almost anything that happens to your child at some point, and secondly, almost anything that he does and shouldn’t do, is likely to be covered by insurance. Now, for your peace of mind, perhaps the best thing is that you don’t tell your children about the latter.
