They are there at a delicate time for families. We invite you to know the more than 500 small and medium-sized funeral homes with which we work within the RGA Asistencia Familiar death insurance.
Without going so far as to have a funeral home in the house itself, as happened to the Fisher family in the series Two meters underground, the truth is that in Spain, there are more than 1,830 funeral homes spread throughout the national geography. At Seguros RGA, we work with them, and we want you to know which one is closest to dealing with that delicate and unavoidable moment: the death of a loved one.
With the RGA Asistencia Familiar Funeral Insurance, we take care of all the details surrounding death to make it easier for the family to experience their grief without worrying about the paperwork at hand. We work, therefore, with many funeral homes with the peculiarity that in all of them, they offer natural, humane, and personal treatment to the family.
This is possible due to the type of company with which we provide the service, small and medium-sized funeral homes that know where they are located, the province or the municipality, and who want to be close to the people who are going through this difficult time. Like the Malga funeral home, in Colunga, Asturias.
Our implantation in the Spanish territory is vast; we have been at the side of our clients for years in different situations, offering support and assistance when they lose a loved one. And it is that, although deaths are still frequently taboo in our society, life and death are intertwined, and that moment must be faced, whether expected or not.
The RGA Asistencia Familiar Funeral Service is present in 38 Spanish provinces; here, you can find the funeral home closest to your home.
Dealing with death is not easy, not even for people who live with it, as the Fisher family put on the table with their peculiar way of approaching the subject, their black humor, but also their undoubted loads of reality of insurance .
We, mortals, can have some foresight for when our time comes with second mortgage insurance that takes care of those delicate moments after death, and at the same time of our closest environment, since life goes on for others.
Funeral insurance is responsible for 6 out of 10 funerals.
Insurers attended the funerals of 256,000 deceased in 2017. The inhabitants are the most likely to contract this protection, according to data handled by Unespa.
Funeral insurance plays a leading role in funerals in Spain. Last year, the sector took charge of the last goodbye of 255,934 people. That is, 60% of the deceased. This is one of the conclusions drawn from the Report We Are Safe 2017 prepared by Unespa. Most of the burials (187,477) took place in the same locality where the death occurred. In 67,941 cases, 27% of the total, it was necessary to transfer the body from one population to another within the national territory and there were 516 cases in which repatriation was necessary.
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Funeral insurance is, after automobile insurance, the insurance product with the greatest capillarity in Spain, . Not in vain, 21.5 million people of the 46.5 million residents in the country are protected by one of these policies, according to data collected by ICEA. They represent 46.3% of the population. It is an insurance that has a marked family character: although there are 21.5 million people insured, the number of contracts amounts to 8.2 million. In other words, each policy protects 2 or 3 people in the family nucleus.
Who takes out funeral insurance?
The implementation of funeral insurance is particularly noteworthy in the southern half of the Peninsula and on the Cantabrian coast. The provinces where this product has a greater presence are Cádiz (86% of the insured population), Ávila (84%), Badajoz (78%), Ciudad Real (73%) and Huelva (72%).
But even in those territories where death insurance has a comparatively low weight, its presence is still more than perceptible. This is the case of Soria (19%), Huesca (22%), Teruel (23%) and the Balearic Islands (24%).
The highest contracting rates for death insurance occur after 45 years of age and, very especially, in old age. However, burial insurance is also quite present among children and young people. Insurance rates in the population under 30 years of age range between 27% and 44%.
Evolution of funeral insurance
The death of a loved one is one of the hardest blows that the human being suffers. This loss also entails a series of added disorders in the worst moment of life: it is necessary to face the cost of the funeral, as well as the steps to organize it. Unfortunately, the bureaucracy does not understand goodbyes, nor difficult emotional moments. Hence, insurers have included in their policies services that are in charge not only of the bureaucratic process but of all the accompaniment to the family of the deceased in such a delicate moment. There are policies such as RGA Family Assistance that include legal advice and psychological support for the family so that they can experience their grief with peace of mind.
Hence, many people choose to take out funeral insurance so that their family can not worry about the paperwork and the expenses associated with the burial when they receive this setback.
Funeral homes, close to you when you need it most
If funeral insurance plays a fundamental role in the last goodbye of 6 out of 10 Spaniards, funeral homes are the necessary collaborator. In Spain there are more than 1,830 funeral homes spread throughout the national geography. At Seguros RGA we work with them and we want you to know which one is closest to dealing with that delicate and unavoidable moment that is the death of a loved one.
