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List of 5 Best Payday Loan Apps For Android & Ios
1. Brigit
“We built Brigit for you. With transparent, fair, and simple tools, we help you spend wisely, get up to $250 instant cash advances, build credit, avoid unfair fees, and start saving more. We don’t just reduce stress — we promote sustainable financial health.
So far, our members have saved over $300 million, that’s over $514 annually per member. What’s more, 91% of our members report a reduction of their financial stress thanks to Brigit.
HERE’S WHY MILLIONS OF PEOPLE USE BRIGIT
Build credit while you save
Build your score up to 60* points with Brigit’s credit builder account. No credit check or credit approval needed. We report to all 3 credit bureaus including Experian, Equifax and Transunion.
Building your credit score means access to more affordable credit cards, personal loans, home credit, new car loans, and used car loans. Brigit Credit Builder is a more affordable alternative to secured credit cards and is designed to work whether you are new to credit or are rebuilding your credit.
– All Loans are 0% APR
– Term is between 1 to 2 years, but you can always repay early
– Credit Builder loans are issued by Coastal Community Bank, Member FDIC
– Example terms for Brigit’s Credit Builder account: a $600 loan, paid back over 12 months with $50 dollar monthly payments and no interest (0% APR). $0 for processing, origination, late payment fees, transfer fees, early payment fees
Credit Monitoring, Score Tracker and Full Credit Reports
You can also track your credit through our alerts, monitor your credit score as well as get your full credit report.
Advance cash, instantly
Have an emergency and need to get paid early? Tap to access up to $250 instantly from your next paycheck. No credit check, no interest, no hidden fees, no transfer fees, no “tips” or mandatory repayment time frame.
Want to pay early? Need a bit of extra time? Repay us when you can afford it. We’re trying to help you manage your budgets more easily.
– No interest, no transfer fees, no processing fees, no late payment fees, no tips
– No mandatory minimum or maximum repayment timeframe. Repay us when you get paid or when you can afford it by setting the term in the app or reaching out to info@hellobrigit.com
– Example for $250 cash advance: Sent via debit card instantly and paid back on the date you set with no interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the advance
Earn more money with jobs that work for you
Need gas money or extra cash? With Brigit, you can discover new opportunities to earn more money and improve your cash flow.
Clear insights you can use
Get a deep dive into your spending habits, keep tabs on bills before they arrive — and find better ways to budget. Stop spending your hard-earned money on expensive fees, get money now, and start saving instead.
Easy Sign up. No Red Tape
Connect your bank account and that’s it! Brigit works with thousands of banks like Bank of America, Wells Fargo, TD Bank, Chase and 15,000+ more.
Two simple plans. No hidden fees, “tips” or fine print
Brigit’s basic account monitoring plan is free to use. Our premium plan is just a flat $9.99 monthly, providing extra financial tools to help you budget, get cash interest-free with immediate transfers, build your credit and save. No tips, no interest, no instant transfer fees, and no late fees.
Support is here – 7 days a week
If you ever need us for anything, please email info@hellobrigit.com.
DISCLOSURES
Brigit is not affiliated with Albert, Earnin, Dave – Banking for Humans, Cleo, Klover, MoneyLion, Digit, Empower, Cash Now App, Venmo, Self Lender, Possible Finance, Kikoff Credit Builder Loan, Credit Strong or Credit Karma.
(*) Impact to score may vary, and some users’ scores may not improve. Results will depend on many factors, including whether your loan payments are on time, the status of your other, non-Brigit accounts, and your financial history.”
2. Speedy Cash
“Get the Speedy Cash app to access your account anytime, anywhere. Securely sign into your account to get a quick snapshot of your current status.
With the app you can:
– Make payments
– Find out your balance, minimum payment & total payoff
– Enroll in push notifications to get payment reminders
– Contact customer service
– Find a store near you
– New loans are not allowed on the Speedy Cash mobile app”
3. PayActiv
“Welcome to Payactiv
Get paid as you earn with employer participation
Get the wages you’ve earned from hours you’ve already worked directly into your bank account or Payactiv card. Use it to pay bills, get a ride, and pick up cash at Walmart. No loans, no interest–just your money, in your hands.
Banking for real life for everyone
Create a Payactiv account and enjoy faster access to their pay along with the convenience of the Payactiv Visa® Card.1 With top-notch security and spend guidance at your fingertips to start saving immediately, it’s your earnings, spending, and savings with you in control.
Faster access to your money
- Up to 2 days early deposit of your paycheck2
- Up to 4 days early deposit of government payments2
- Immediate access to wages earned today3
Easy, free, instant mobile payments
- Receive and send funds to other members
- Send funds by phone number
- Money is available immediately
SmartSpend and SmartSave to stay on track with your goals
- Always know what’s safe to spend
- Track your spending habits at a glance
- Be alerted of low balance
- Auto transfer from earned wages3
Grow savings with real-time insights on what’s possible
- Automated insights on what’s possible to save
- See your savings grow with each paycheck
- Get financial advice for near- and long-term plans
- 1-1 phone service with trained financial coaches
Banking without the hidden fees
- No minimum balance requirements
- No overdrafts
- No monthly or inactivity fees
- Surcharge-free withdrawals at 37,000+ MoneyPass® ATMs
- Free integrated bill pay
- Cash withdrawal at tellers in participating banks
Convenience and security, you can count on
- Use the card with Google Pay or Apple Wallet
- Touchless payments at stores
- FDIC insured
- Protected by Visa’s Zero Liability protection
- Lock or replace lost or stolen cards
- 24/7/365 support in English and Spanish
Designed with purpose
- Made from 98 percent upcycled plastic
- Uses plastic waste that might otherwise end up in a landfill
- Comes in 3 color choices
4. CashNetUSA
“We pride ourselves on providing quick, convenient credit to our customers, so we designed our app to make it just as quick and convenient to manage your line of credit. Get fast access to your account to:
- Request a draw
- View your available credit
- Make a payment
- Review your payment details, including future and past payments
- Access CashNetUSA benefits like discount offers, coupons and free financial courses
Take control of your line of credit and download the CashNetUSA app today! When you’re finished downloading, be sure to turn on auto-updates to always have the newest version of the app.
5. Earnin
“Tired of waiting 2 weeks to get paid? Access the money you’ve already earned with the Earnin app – up to $100 per day, and up to $500 per paycheck.‡ There’s no hidden fees, no interest, and no credit check. Just tip what you’d like (even $0). [1] Yes, really. Earnin gives you access to YOUR hard-earned cash, with absolutely no catch.
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