AAA car insurance, an acronym from the American Automobile Association, is one of those that offer the best roadside assistance service. If you require their services, you should call 1-800-AAA-HELP (1-800-222-4357). Next, we will show you the telephone numbers of the AAA car insurance in Spanish, the benefits of their memberships, and different price quotes.
What is the phone number for AAA car insurance in Spanish?
The phone number for AAA car insurance is 1-800-AAA-HELP (1-800-222-4357). Through this system, you can ask for help from wherever you are. However, the company has a specific number to enter claims more quickly. If this is your case, you should call 1-800-672-5246.
If you require the customer service number, you can contact the telephone exchange between 6 am and 11 pm, by dialing 800-564-6222. And people who have hearing problems can also call 787-620-24823.
How much does AAA membership cost?
Before we talk about the cost of AAA insurance, let’s talk about the different types of memberships they offer. After all, you will have to become a member to purchase car insurance.
Membership options have a range of prices and offer various services, depending on what you want to choose. Here are the options and how much AAA membership costs :
- AAA Classic. Pricing ranges from $38 to $74 for the full member and $25 to $48 for additional members. AAA Classic members have access to a flat tire, gas refill, and battery replacement services. In addition, they offer four 3-7 mile towing services each year and up to $50 in auto lockout services.
- AAA Plus: The cost varies between $60 and $124 for full members and between $34 and $80 for additional members. This includes all the benefits of AAA Classic, but allows four 100-mile towing services, increases the car lockout limit to $100, and provides free gas delivery.
- AAA Premier: Costs between $77 and $164 for starters and between $45 and $109 for additional members. And likewise includes the above services. However, the changes are as follows:
- Three towing services per 100 miles
- A tow truck for 200 miles
- $150 auto or home lockout limit
- $1,500 trip interruption coverage
- Car rental for a day with crane
additional fees
Keep in mind that these are the regular benefits, but there may be limits on towing or locksmith services, so you might be able to get one for a better price. Some AAA locations also offer car buying services, identity theft insurance, driving lessons, and extras.
In some cases, they charge additional fees, but it is also possible that they do not. In addition, it is necessary to pay a registration fee that costs between $8 and $20. If you want benefits for motorcycles and RVs, then you’ll need to add anywhere from $35 to $85, depending on the membership level you’ve selected.
Keep reading: The best car insurance? We compare Allstate, GEICO, Progressive, and State Farm
AAA Membership Benefits
When you’re an AAA member, discount opportunities start popping up everywhere. However, these vary according to where you live. Some of the offers you can look forward to including:
- Discounts at the auto repair and body shop
- Discounts on flower delivery, movies, and dinners
- Discounts on gasoline price changes
- Lower price at museums, amusement parks, and other entertainment venues
- Free membership renewal and discount on phone bills and accessories for new T-Mobile customers
- Discount on the rental of moving cars and trucks
- Lower price on vision care and prescription drugs
- Discounts on electronics from certain companies
As we mentioned before, you can only get AAA car insurance if you are a member of the association. Although membership fees may be high, the discounts and money you save on your membership will be greater than what you pay.
In addition, a wide variety of AAA clubs offer everything from renters and homeowners insurance to life and auto insurance, but others do not. Some locations may double as insurance agents, so you shouldn’t be surprised if they call you for this reason.
Information about AAA car insurance coverage
AAA car insurance is available in the District of Columbia and the other 50 states, but only to its members. The company offers a variety of options with standard coverages to protect you and your vehicle while you drive. Among the various options, they include:
- Liability coverage (both bodily and property damage). Thanks to this, the insurance will pay for the damages for which you are responsible in an accident.
- collision. Insurance pays for the repair of your vehicle after an accident.
- Comprehensive coverage. You will be able to repair your vehicle for situations that do not involve collisions, such as vandalism, natural disasters, or theft.
- Medical Payments. If you have medical bills after an accident, you will be covered.
- Personal Injury Protection. Your medical bills are also covered, but it is more comprehensive and requires a situation in which you were not at fault.
- Coverage for uninsured motorists. Pays for damages caused to other uninsured or underinsured drivers.
Additional coverage
Some of the clubs also have coverage options for special situations that may apply to particular situations, such as:
- Custom equipment coverage. If you installed equipment after you bought the car, like cameras, a sound system, or new wheels, they’ll be covered.
- Gap insurance. This covers the difference between the value of the vehicle and the balance of a rental or loan if a car is stolen or reported as a total loss.
- Coverage of exterior original parts. When you have original manufacturer parts in the exterior areas, you will be able to replace them in the event of a crash. However, there may be restrictions.
- Pet coverage. If your pet is injured or dies during the accident, you may be able to take them to the vet or receive compensation.
AAA also offers insurance for commercial vehicles, rideshare cars, and recreational vehicles, as well as offers coverage during road trips to Mexico.
How much does AAA auto insurance cost?
The average price of AAA car insurance is between $45 a month and almost $500 a month. Your location, driving history, and personal information will be used to make the quote. However, AAA offers more than just insurance, so those who choose its policies will enjoy a variety of benefits.
AAA car insurance quotes show different costs. For example, a 21-year-old driver with a clean driving record might pay about $75 a month, while a 45-year-old with a bad record would pay about $167. Prices are typically cheaper depending on age and driving history. Here are our discoveries.
The average price of AAA car insurance according to the driver profile
driver profile Average price
18 years $143 / month
21 years $75 / month
45 years $48 / month
45 years with speeding ticket $60 / month
45 years with DUI $167 / month
55-Year-Old $45 / month
65-Year-Old $51 / month
But this is not all, we have found that the prices of AAA car insurance have an average annual cost of $2,117 in the United States. However, this can vary widely depending on where you live, as we will show you below.
States with the most expensive premiums
The prices of this car insurance are more expensive in the states of Louisiana ($4,289), Nevada ($3,837), Michigan ($2,349), Illinois ($2,159), and Minnesota ($2,016). In addition, the prices vary if it is a man or a woman since they provide different risk factors.
Keep reading: How to pay GEICO insurance in Spanish?
States with the cheapest premium
The states where AAA car insurance is cheapest are California ($2,012), Missouri ($1,982), Arizona ($1,427), Arkansas ($1,489), and Wisconsin ($1,254). This is because there is a lower risk of suffering traffic accidents, as occurs with the difference between women and men, the latter being at greater risk.
All the annualized prices that we show you are aimed at people over 45 with a good driving record. Take into account that the price may vary according to the individual case.
In conclusion, the amount you will pay for AAA car insurance depends largely on where you are located, your driving record, and other personal information. Before purchasing insurance coverage, AAA agents will review your situation to see if any discounts apply.
It is best to call and ask for the price that applies to your particular situation. The prices shown above are not the responsibility of creditosenusa.com and may change at any time.
AAA car insurance discounts
- Discounts for paying the policy in cash
- Lower price for occupational or educational reasons
- Discount for multi-policy (for example, combining car and home coverage)
- Price reduction for having anti-theft devices
- Discounts for being a safe driver
- Best price for being a good student
- And many more
By using the AAA car insurance mobile app, the policyholder can also use the AAA Drive. This is a telematics program that gives you detailed information such as the hours of the day you drive, your speed, your fatigue, and if you get distracted using your phone. Members receive a discount when they sign up, but can also qualify for one if they have good driving habits.
As with most insurance providers, AAA clubs offer a variety of discounts. However, they depend on the company and the state. The best way to determine prices and benefits in your area is to go to the AAA club closest to you.
